Did the IRS Just Freeze Your Bank Account?
An IRS bank levy can take the funds in your account — and it usually follows a Final Notice you may have missed. There’s a short window to act. Talk to a Northern California tax-resolution specialist in a free, confidential 15-minute review.
Get My Free 15-Minute ReviewWhat’s happening — and the 21-day window
A bank levy means the IRS has ordered your bank to freeze and hand over the money in your account. Banks generally hold the funds for 21 days before sending them to the IRS — that window is often your best chance to act. It typically follows a chain of notices (often a CP504, then a final LT11 / Letter 1058).
Once you have representation, we can contact the IRS on your behalf and work to release or reduce the levy. Outcomes depend on your specific financial situation and IRS approval.
Honest paths — depending on your situation
Depending on your finances and filing history, a bank levy can sometimes be addressed through:
- Levy release or hold — often most achievable within the 21-day window
- Currently Not Collectible — financial-hardship status
- Installment Agreement — a manageable monthly plan
- Penalty Abatement — where you qualify
- Offer in Compromise — if you’re eligible
We’ll tell you honestly which of these realistically apply to you — we don’t promise an outcome.
Three steps to a clear plan
A Northern California tax-resolution firm
Fidence Tax Relief is a Northern California firm focused on IRS and California FTB collection problems. We are a private firm and are not affiliated with, endorsed by, or acting on behalf of the IRS, the California FTB, or any government agency.